/* ============================================================
   Finergy Club – styl webu
   Branding: zelená #2D3F36, béžová #E9E1D2, bronz #b87333, zlatá #C9A96E
   Fonty: Playfair Display (nadpisy), DM Sans (text)
   ============================================================ */

:root {
  --green: #2D3F36;
  --green-deep: #22302A;
  --green-soft: #3A4F45;
  --beige: #E9E1D2;
  --beige-light: #F4EFE6;
  --beige-line: #D9CFBB;
  --bronze: #b87333;
  --gold: #C9A96E;
  --ink: #1F2621;
  --ink-soft: #4A544E;
  --muted: #5F6A63;
  --cream-muted: #B9B0A0;
  --cream-soft: #D8D0C0;
  --ok: #4F8A63;
  --warn: #C98A3A;
  --bad: #B8483F;
  --radius: 12px;
  --radius-sm: 10px;
  --shadow: 0 30px 60px rgba(45, 63, 54, 0.22);
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'DM Sans', system-ui, -apple-system, sans-serif;
  --container: 1280px;
  --gutter: 80px;
}

*, *::before, *::after { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--beige);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--green); text-decoration: none; transition: color .2s; }
a:hover { color: var(--bronze); }
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 600; line-height: 1.1; margin: 0; color: var(--green); }
h1 em, h2 em, h3 em { font-style: italic; color: var(--bronze); }
p { margin: 0; }
ul { margin: 0; padding: 0; list-style: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--gold); color: var(--green); padding: 8px 14px; border-radius: var(--radius-sm); z-index: 1000; }
.skip-link:focus { left: 8px; }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: 96px 0; }
.section--tight { padding: 72px 0; }
.bg-green { background: var(--green); color: var(--beige); }
.bg-green h1, .bg-green h2, .bg-green h3 { color: var(--beige); }
.bg-green h1 em, .bg-green h2 em, .bg-green h3 em { color: var(--gold); }
.bg-green p { color: var(--cream-soft); }
.bg-deep { background: var(--green-deep); color: var(--beige); }
.bg-beige { background: var(--beige); }
.bg-beige-light { background: var(--beige-light); }

.section-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 48px; margin-bottom: 56px; }
.section-head p { max-width: 460px; font-size: 17px; color: var(--ink-soft); }
.bg-green .section-head p { color: var(--cream-soft); }
.section-head--center { flex-direction: column; align-items: center; text-align: center; gap: 18px; }
.section-head--center p { max-width: 640px; }

.kicker { display: flex; align-items: center; gap: 14px; font-size: 12px; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--green); margin-bottom: 18px; }
.kicker::before { content: ''; width: 40px; height: 1px; background: var(--bronze); }
.kicker--plain::before { display: none; }
.bg-green .kicker, .kicker--light { color: var(--gold); font-weight: 500; }

h1.display { font-size: clamp(44px, 5.3vw, 76px); line-height: 1.05; }
h2.title { font-size: clamp(34px, 3.6vw, 52px); }
h2.title--sm { font-size: clamp(30px, 3vw, 44px); }
.lead { font-size: 20px; line-height: 1.55; font-weight: 300; color: var(--ink-soft); }
.bg-green .lead { color: var(--cream-soft); }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 18px 30px; border-radius: var(--radius-sm); font-weight: 600; font-size: 16px; line-height: 1; border: 1.5px solid transparent; transition: transform .15s, background .2s, color .2s, border-color .2s, box-shadow .2s; white-space: nowrap; }
.btn svg { width: 18px; height: 18px; flex-shrink: 0; }
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn--gold { background: var(--gold); color: var(--green); }
.btn--gold:hover { background: #d6b87c; color: var(--green); box-shadow: 0 10px 24px rgba(0,0,0,.18); }
.btn--green { background: var(--green); color: var(--beige); }
.btn--green:hover { background: var(--green-soft); color: var(--beige); box-shadow: 0 10px 24px rgba(45,63,54,.25); }
.btn--outline-gold { border-color: var(--gold); color: var(--beige); font-weight: 500; }
.btn--outline-gold:hover { background: rgba(201,169,110,.12); color: var(--beige); }
.btn--outline-green { border-color: var(--green); color: var(--green); font-weight: 500; }
.btn--outline-green:hover { background: rgba(45,63,54,.06); color: var(--green); }
.btn--sm { padding: 13px 22px; font-size: 15px; }
.btn--block { width: 100%; }
.link-underline { display: inline-flex; align-items: center; gap: 10px; font-size: 14px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--green); border-bottom: 1.5px solid var(--bronze); padding-bottom: 6px; }
.link-underline:hover { color: var(--bronze); }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 100; background: var(--green); color: var(--beige); border-bottom: 1px solid rgba(201,169,110,.15); }
.site-header .container { height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--beige); }
.brand:hover { color: var(--beige); }
.brand__mark { width: 40px; height: 40px; border: 1.5px solid var(--gold); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-style: italic; font-weight: 600; font-size: 16px; color: var(--gold); }
.brand__name { font-family: var(--font-display); font-size: 20px; white-space: nowrap; }
.brand__name em { color: var(--gold); }
.nav { display: flex; gap: 36px; font-size: 15px; font-weight: 500; }
.nav a { color: var(--beige); position: relative; padding: 6px 0; white-space: nowrap; }
.nav a::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 1.5px; background: var(--gold); transform: scaleX(0); transition: transform .2s; transform-origin: left; }
.nav a:hover::after, .nav a[aria-current="page"]::after { transform: scaleX(1); }
.nav a:hover { color: var(--beige); }
.nav-toggle { display: none; width: 44px; height: 44px; background: none; border: none; color: var(--beige); align-items: center; justify-content: center; }
.nav-toggle svg { width: 26px; height: 26px; }
.mobile-nav { display: none; flex-direction: column; gap: 4px; padding: 12px 20px 24px; background: var(--green-deep); border-top: 1px solid rgba(201,169,110,.15); }
.mobile-nav a { color: var(--beige); font-size: 18px; padding: 12px 0; border-bottom: 1px solid rgba(233,225,210,.08); }
.mobile-nav .btn { margin-top: 16px; }
.site-header.is-open .mobile-nav { display: flex; }

/* ---------- Hero ---------- */
.hero { padding: 96px 0 112px; }
.hero .container { display: flex; align-items: center; justify-content: space-between; gap: 64px; }
.hero__text { max-width: 720px; display: flex; flex-direction: column; gap: 28px; }
.hero__text .lead { max-width: 560px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 8px; }
.hero__seal { flex-shrink: 0; width: 420px; height: 420px; border-radius: 50%; border: 1px solid rgba(201,169,110,.35); display: flex; align-items: center; justify-content: center; }
.hero__seal-inner { width: 320px; height: 320px; border-radius: 50%; border: 1px solid rgba(201,169,110,.55); display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 10px; text-align: center; }
.hero__seal-inner small { font-size: 11px; letter-spacing: .22em; text-transform: uppercase; color: var(--gold); }
.hero__seal-inner strong { font-family: var(--font-display); font-style: italic; font-weight: 600; font-size: 120px; line-height: 1; color: var(--gold); }
.hero--page { padding: 80px 0 88px; }
.hero--page .hero__text { max-width: 820px; }

/* ---------- Trust bar ---------- */
.trust { border-top: 1px solid rgba(201,169,110,.25); }
.trust .container { display: flex; justify-content: space-between; gap: 24px; padding-top: 28px; padding-bottom: 28px; flex-wrap: wrap; }
.trust__item { display: flex; align-items: center; gap: 12px; font-size: 15px; }
.trust__item svg { width: 20px; height: 20px; color: var(--gold); flex-shrink: 0; }

/* ---------- Cards ---------- */
.grid { display: grid; gap: 24px; }
.grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 32px; }
.grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px; }
.card { display: flex; flex-direction: column; gap: 20px; background: var(--beige-light); border: 1px solid var(--beige-line); padding: 36px 32px; border-radius: 16px; color: var(--ink); transition: transform .2s, box-shadow .2s, border-color .2s; }
a.card:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(45,63,54,.12); border-color: var(--gold); color: var(--ink); }
.card__num { font-family: var(--font-display); font-size: 40px; line-height: 1; color: var(--bronze); }
.card h3 { font-size: 24px; }
.card p { font-size: 15px; color: var(--ink-soft); }
.bg-beige-light .card { background: var(--beige); }

/* ---------- Feature (text + visual) ---------- */
.feature .container { display: flex; align-items: center; justify-content: space-between; gap: 80px; }
.feature__text { max-width: 600px; display: flex; flex-direction: column; gap: 24px; }
.feature__text p { font-size: 17px; color: var(--ink-soft); }
.bg-green .feature__text p { color: var(--cream-soft); font-weight: 300; }
.feature__text .btn { align-self: flex-start; margin-top: 8px; }
.feature--reverse .container { flex-direction: row-reverse; }
.checklist { display: flex; flex-direction: column; gap: 12px; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; font-size: 16px; color: var(--green); }
.checklist li svg { width: 18px; height: 18px; color: var(--bronze); flex-shrink: 0; margin-top: 4px; }
.bg-green .checklist li { color: var(--beige); }
.bg-green .checklist li svg { color: var(--gold); }

/* Rates card */
.rates-card { width: 520px; flex-shrink: 0; background: var(--green); color: var(--beige); border-radius: 18px; padding: 40px; display: flex; flex-direction: column; gap: 22px; box-shadow: var(--shadow); }
.rates-card__head { display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.rates-card__head span:first-child { font-size: 11px; letter-spacing: .2em; text-transform: uppercase; color: var(--gold); }
.rates-card__head span:last-child { font-size: 12px; color: var(--cream-muted); }
.rates-card__big { display: flex; align-items: baseline; gap: 10px; flex-wrap: wrap; }
.rates-card__big strong { font-family: var(--font-display); font-weight: 600; font-size: 72px; line-height: 1; color: var(--gold); }
.rates-card__big em { font-family: var(--font-display); font-style: normal; font-size: 28px; color: var(--gold); }
.rates-card__big small { font-size: 14px; color: var(--cream-muted); margin-left: 8px; }
.rates-card hr { border: none; height: 1px; background: rgba(201,169,110,.3); margin: 0; }
.rates-list { display: flex; flex-direction: column; gap: 10px; font-size: 15px; }
.rates-list li { display: flex; justify-content: space-between; gap: 12px; }
.rates-list li span:last-child { color: var(--gold); font-weight: 500; }
.rates-list li.is-more { color: var(--cream-muted); }
.rates-list li.is-more span:last-child { color: var(--cream-muted); font-weight: 400; }

/* Investment visual */
.invest-visual { width: 480px; height: 380px; flex-shrink: 0; border: 1px solid rgba(201,169,110,.4); border-radius: 18px; display: flex; flex-direction: column; justify-content: space-between; padding: 36px; }
.invest-visual small { font-size: 11px; letter-spacing: .2em; text-transform: uppercase; color: var(--gold); }
.invest-visual strong { font-family: var(--font-display); font-style: italic; font-weight: 600; font-size: 64px; line-height: 1; color: var(--gold); }
.invest-visual span { font-size: 12px; letter-spacing: .2em; text-transform: uppercase; color: var(--cream-muted); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 32px; }
.step { display: flex; flex-direction: column; gap: 18px; border-top: 2px solid var(--bronze); padding-top: 28px; }
.step__num { font-family: var(--font-display); font-size: 22px; color: var(--bronze); }
.step h3 { font-size: 26px; }
.step p { font-size: 16px; color: var(--ink-soft); }
.bg-green .step { border-top-color: var(--gold); }
.bg-green .step__num { color: var(--gold); }
.bg-green .step p { color: var(--cream-soft); }

/* ---------- Team ---------- */
.team { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 32px; }
.member { display: flex; flex-direction: column; gap: 16px; }
.member__photo { aspect-ratio: 3 / 4; background: var(--beige-line); border-radius: 16px; overflow: hidden; display: flex; align-items: center; justify-content: center; color: var(--muted); font-size: 13px; letter-spacing: .1em; }
.member__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.member h3 { font-size: 24px; }
.member__role { font-size: 13px; letter-spacing: .08em; text-transform: uppercase; color: var(--bronze); font-weight: 600; }
.member p { font-size: 15px; color: var(--ink-soft); }
.member__mail { display: block; font-size: 14px; color: var(--green); text-decoration: underline; text-decoration-color: var(--beige-line); word-break: break-all; }
.member__mail:hover { color: var(--bronze); }
.member__club { display: inline-flex; align-items: center; gap: 8px; margin-top: 6px; font-size: 13px; color: var(--ink-soft); }
.member__club img { width: 22px; height: 22px; border-radius: 5px; object-fit: cover; }

.team--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.team--4 .member h3 { font-size: 21px; }
.team-photo { margin: 0; display: flex; flex-direction: column; gap: 20px; }
.team-photo img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; border-radius: 18px; box-shadow: var(--shadow); }
.team-photo figcaption { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; font-size: 15px; color: var(--ink-soft); letter-spacing: .02em; }
.team-photo--plain { margin-bottom: 48px; }

/* ---------- Blog ---------- */
.post-card { display: flex; flex-direction: column; gap: 14px; padding: 32px; }
.post-card__cat { font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--bronze); font-weight: 600; }
.post-card h3 { font-size: 26px; line-height: 1.25; }
.post-card__meta { margin-top: auto; font-size: 13px; color: var(--muted); padding-top: 8px; }

.article-hero { padding: 72px 0 56px; }
.article-hero h1 { font-size: clamp(34px, 4vw, 56px); max-width: 900px; }
.article-hero .article-meta { margin-top: 20px; font-size: 14px; color: var(--cream-muted); }
.article { max-width: 760px; margin: 0 auto; }
.article .article-lead { font-size: 21px; line-height: 1.55; font-weight: 300; color: var(--ink-soft); margin-bottom: 40px; }
.article h2 { font-size: 30px; margin: 44px 0 16px; }
.article h3 { font-size: 22px; margin: 32px 0 12px; }
.article p { font-size: 17px; line-height: 1.75; margin-bottom: 20px; color: var(--ink); }
.article ul, .article ol { margin: 0 0 20px 22px; padding: 0; list-style: disc; }
.article ol { list-style: decimal; }
.article li { font-size: 17px; line-height: 1.7; margin-bottom: 8px; }
.article blockquote { margin: 36px 0; padding: 24px 32px; border-left: 2px solid var(--bronze); background: var(--beige-light); font-family: var(--font-display); font-style: italic; font-size: 22px; color: var(--green); }
.article .article-cta { margin-top: 48px; padding: 36px; background: var(--green); color: var(--beige); border-radius: 18px; display: flex; flex-direction: column; gap: 16px; align-items: flex-start; }
.article .article-cta h3 { color: var(--beige); margin: 0; }
.article .article-cta p { color: var(--cream-soft); margin: 0; }
.article-note { background: var(--beige-light); border: 1px dashed var(--bronze); padding: 16px 20px; border-radius: var(--radius); font-size: 14px; color: var(--ink-soft); margin-bottom: 32px; }

/* ---------- Partners ---------- */
.partners { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.partner { min-height: 190px; border: 1px solid var(--beige-line); border-radius: var(--radius); display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 8px; background: var(--beige); text-align: center; padding: 20px; }
.partner__logo { height: 72px; display: flex; align-items: center; justify-content: center; font-size: 12px; letter-spacing: .1em; color: var(--muted); margin-bottom: 6px; }
.partner__logo img { height: 72px; width: 72px; object-fit: cover; border-radius: 12px; box-shadow: 0 6px 16px rgba(45,63,54,.15); }
.partner strong { font-family: var(--font-display); font-weight: 600; font-size: 20px; color: var(--green); }
.partner span { font-size: 13px; color: var(--muted); }
.partner small { font-size: 12px; color: var(--bronze); font-weight: 600; margin-top: 4px; }
.partner--join { border: 1.5px dashed var(--bronze); color: var(--green); }
.partner--join strong { font-style: italic; }
.partner--join:hover { background: var(--beige-light); }

/* ---------- FAQ ---------- */
.faq { max-width: 860px; margin: 0 auto; display: flex; flex-direction: column; }
.faq details { border-top: 1px solid var(--beige-line); padding: 6px 0; }
.faq details:last-child { border-bottom: 1px solid var(--beige-line); }
.faq summary { cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 20px 0; font-family: var(--font-display); font-size: 22px; color: var(--green); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; font-family: var(--font-body); font-size: 26px; color: var(--bronze); flex-shrink: 0; transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { padding: 0 0 22px; font-size: 16px; color: var(--ink-soft); max-width: 760px; }

/* ---------- CTA band ---------- */
.cta .container { display: flex; align-items: center; justify-content: space-between; gap: 48px; }
.cta__text { display: flex; flex-direction: column; gap: 18px; }
.cta__text h2 { font-size: clamp(36px, 4vw, 56px); }
.cta__text p { font-size: 18px; }
.cta__actions { display: flex; flex-direction: column; gap: 14px; flex-shrink: 0; }
.cta__actions .btn { width: 300px; }

/* ---------- Footer ---------- */
.footer { background: var(--green-deep); color: var(--cream-muted); padding: 64px 0 40px; }
.footer__top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 40px; }
.footer__about { display: flex; flex-direction: column; gap: 16px; }
.footer__about p { font-size: 15px; max-width: 360px; }
.footer__col { display: flex; flex-direction: column; gap: 10px; font-size: 15px; }
.footer__label { font-size: 11px; letter-spacing: .2em; text-transform: uppercase; color: var(--gold); margin-bottom: 6px; }
.footer__col a { color: var(--beige); }
.footer__col a:hover { color: var(--gold); }
.socials { display: flex; gap: 12px; margin-top: 4px; }
.socials a { width: 40px; height: 40px; border: 1px solid rgba(201,169,110,.4); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; color: var(--beige); }
.socials a:hover { border-color: var(--gold); color: var(--gold); }
.socials svg { width: 16px; height: 16px; }
.footer__bottom { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; font-size: 13px; border-top: 1px solid rgba(201,169,110,.2); padding-top: 24px; }
.footer__bottom a { color: var(--cream-muted); text-decoration: underline; }

/* ---------- Forms ---------- */
.form { display: flex; flex-direction: column; gap: 16px; }
.form__row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.field { display: flex; flex-direction: column; gap: 8px; }
.field label { font-size: 11px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-soft); }
.field input, .field select, .field textarea { width: 100%; min-height: 50px; border: 1.5px solid var(--beige-line); border-radius: var(--radius-sm); background: var(--beige-light); padding: 12px 14px; font-size: 15px; color: var(--ink); outline: none; transition: border-color .2s, box-shadow .2s; }
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(45,63,54,.1); }
.field input::placeholder, .field textarea::placeholder { color: #9AA39D; }
.field--suffix { position: relative; }
.field--suffix input { padding-right: 44px; }
.field--suffix .suffix { position: absolute; right: 14px; bottom: 15px; font-size: 13px; color: var(--muted); pointer-events: none; }
.consent { display: flex; gap: 12px; align-items: flex-start; font-size: 13px; color: var(--ink-soft); line-height: 1.5; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--green); flex-shrink: 0; }
.consent a { text-decoration: underline; }
.form__error { display: none; font-size: 14px; color: var(--bad); }
.form__error.is-visible { display: block; }
.form__success { display: none; flex-direction: column; gap: 12px; padding: 32px; background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: var(--radius); text-align: center; align-items: center; }
.form__success.is-visible { display: flex; }
.form__success h3 { font-size: 26px; }
.form__success p { color: var(--ink-soft); }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; overflow: hidden; }

/* Contact page */
.contact .container { display: grid; grid-template-columns: 1fr 1.1fr; gap: 80px; align-items: start; }
.contact__info { display: flex; flex-direction: column; gap: 28px; }
.contact__info h2 { font-size: clamp(34px, 3.6vw, 52px); }
.contact__list { display: flex; flex-direction: column; gap: 18px; }
.contact__list li { display: flex; align-items: center; gap: 14px; font-size: 17px; }
.contact__list li svg { width: 20px; height: 20px; color: var(--bronze); flex-shrink: 0; }
.contact__list a { color: var(--green); font-weight: 500; }
.contact__form { background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: 18px; padding: 40px; }
.contact__form h3 { font-size: 24px; margin-bottom: 6px; }
.contact__form > p { font-size: 15px; color: var(--ink-soft); margin-bottom: 24px; }

/* ---------- Bank rates table (hypoteka page) ---------- */
.rates-table { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.rates-table li { display: flex; justify-content: space-between; align-items: center; gap: 12px; background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: var(--radius-sm); padding: 14px 16px; }
.rates-table li span:first-child { font-size: 15px; font-weight: 500; color: var(--green); }
.rates-table li span:last-child { font-family: var(--font-display); font-size: 20px; color: var(--green); }
.rates-note { font-size: 13px; color: var(--muted); margin-top: 16px; }

/* ---------- Text pages ---------- */
.prose { max-width: 800px; }
.prose h2 { font-size: 28px; margin: 40px 0 14px; }
.prose h3 { font-size: 21px; margin: 28px 0 10px; }
.prose p, .prose li { font-size: 16px; line-height: 1.75; color: var(--ink); margin-bottom: 14px; }
.prose ul { margin-left: 22px; list-style: disc; }
.quote { max-width: 900px; margin: 0 auto; text-align: center; font-family: var(--font-display); font-style: italic; font-size: clamp(24px, 2.6vw, 34px); line-height: 1.4; color: var(--beige); }
.quote cite { display: block; margin-top: 20px; font-family: var(--font-body); font-style: normal; font-size: 13px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); }

/* ---------- 404 ---------- */
.notfound { min-height: 60vh; display: flex; align-items: center; text-align: center; }
.notfound .container { display: flex; flex-direction: column; align-items: center; gap: 20px; }
.notfound strong { font-family: var(--font-display); font-size: 120px; line-height: 1; color: var(--gold); }

/* ---------- Kalkulačka renty ---------- */
.renta { display: grid; grid-template-columns: 1fr 1.05fr; gap: 32px; align-items: start; max-width: 1000px; margin: 0 auto; }
.renta__form { display: flex; flex-direction: column; gap: 18px; background: var(--beige); border: 1px solid var(--beige-line); border-radius: 18px; padding: 32px; }
.renta__form .field input { background: #fff; }
.renta__switch { margin-top: 2px; }
.renta__note { font-size: 13px; color: var(--muted); line-height: 1.5; }
.renta__card { perspective: 1600px; }
.renta__flip { display: grid; transform-style: preserve-3d; transition: transform .7s cubic-bezier(.4,0,.2,1); }
.renta__flip.is-flipped { transform: rotateY(180deg); }
.renta__side { grid-area: 1 / 1; backface-visibility: hidden; -webkit-backface-visibility: hidden; }
.renta__side--back { transform: rotateY(180deg); }
.renta__result { padding: 32px; gap: 22px; }
.renta__main { display: flex; flex-direction: column; gap: 6px; }
.renta__main strong { font-family: var(--font-display); font-weight: 700; font-size: clamp(36px, 4vw, 48px); color: var(--gold); line-height: 1; }
.renta__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; border-top: 1px solid rgba(201,169,110,.25); padding-top: 20px; }
.renta__grid .live__val { font-size: 22px; }
.renta__extra { font-size: 13px; color: var(--cream-soft); line-height: 1.55; border-top: 1px solid rgba(201,169,110,.25); padding-top: 16px; min-height: 20px; }
.renta__result .btn { align-self: flex-start; }
.renta__result:not(.is-ready) .renta__grid, .renta__result:not(.is-ready) .renta__extra, .renta__result:not(.is-ready) .btn { opacity: .45; pointer-events: none; }
.renta__contact { display: flex; flex-direction: column; gap: 18px; }
.renta__back-title { font-family: var(--font-display); font-weight: 600; font-size: clamp(28px, 3vw, 36px); color: var(--gold); line-height: 1.1; }
.renta__fields { display: flex; flex-direction: column; gap: 14px; }
.renta__side--back .field > label { color: var(--cream-muted); }
.renta__side--back .field input { background: rgba(255,255,255,.06); border-color: rgba(201,169,110,.35); color: var(--beige); }
.renta__side--back .field input::placeholder { color: rgba(233,225,210,.4); }
.renta__side--back .field input:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,169,110,.18); }
.renta__side--back .consent { color: var(--cream-soft); }
.renta__side--back .consent a { color: var(--gold); }
.renta__side--back .consent input { accent-color: var(--gold); }
.renta__actions { display: flex; align-items: center; justify-content: space-between; gap: 14px; flex-wrap: wrap; }
.renta__back-link { background: none; border: none; padding: 0; font-size: 14px; color: var(--cream-muted); }
.renta__back-link:hover { color: var(--gold); }
.renta__done { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; }
.renta__done-icon { width: 48px; height: 48px; border-radius: 50%; background: rgba(201,169,110,.18); color: var(--gold); font-size: 22px; display: flex; align-items: center; justify-content: center; }
.renta__done strong { font-family: var(--font-display); font-weight: 600; font-size: 28px; color: var(--gold); }
.renta__done p { font-size: 15px; color: var(--cream-soft); line-height: 1.6; }
@media (prefers-reduced-motion: reduce) { .renta__flip { transition: none; } }
.renta__disclaimer { max-width: 1000px; margin: 28px auto 0; font-size: 13px; color: var(--muted); line-height: 1.6; text-align: center; }
@media (max-width: 900px) {
  .renta { grid-template-columns: 1fr; gap: 20px; }
  .renta__form, .renta__result { padding: 24px 20px; }
  .renta__grid { grid-template-columns: 1fr; gap: 14px; }
  .renta__result .btn { align-self: stretch; }
}

/* ============================================================
   Hypoteční asistent
   ============================================================ */
.assistant-body { background: var(--green); min-height: 100vh; }
.assistant-header .container { height: 80px; display: flex; align-items: center; justify-content: space-between; }
.assistant-header a.back { display: flex; align-items: center; gap: 8px; font-size: 14px; color: var(--cream-muted); }
.assistant-header a.back:hover { color: var(--gold); }
.assistant-header a.back svg { width: 16px; height: 16px; }
.assistant { width: 100%; max-width: 760px; margin: 0 auto; padding: 0 20px 80px; }
.assistant__hero { text-align: center; display: flex; flex-direction: column; align-items: center; gap: 16px; padding: 24px 0 36px; color: var(--beige); }
.assistant__hero .pill { display: inline-flex; border: 1px solid rgba(201,169,110,.5); color: var(--gold); font-size: 11px; letter-spacing: .18em; text-transform: uppercase; padding: 8px 16px; border-radius: 100px; }
.assistant__hero h1 { font-size: clamp(30px, 4vw, 48px); line-height: 1.15; color: var(--beige); }
.assistant__hero h1 em { color: var(--gold); }
.assistant__hero p { font-size: 17px; color: var(--cream-soft); font-weight: 300; }

.progress { display: flex; flex-direction: column; gap: 12px; padding-bottom: 20px; }
.progress__dots { display: flex; align-items: center; }
.progress__dot { width: 36px; height: 36px; border-radius: 50%; border: 1.5px solid rgba(233,225,210,.25); color: #8F988F; font-size: 14px; font-weight: 500; display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: all .3s; }
.progress__dot svg { width: 16px; height: 16px; }
.progress__dot.is-active { background: var(--gold); border-color: var(--gold); color: var(--green); font-weight: 600; box-shadow: 0 0 0 4px rgba(201,169,110,.18); }
.progress__dot.is-done { border-color: var(--gold); color: var(--gold); }
.progress__line { flex-grow: 1; height: 1px; background: rgba(233,225,210,.2); transition: background .3s; }
.progress__line.is-done { background: var(--gold); }
.progress__labels { display: flex; justify-content: space-between; font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: #8F988F; }
.progress__labels span.is-active, .progress__labels span.is-done { color: var(--gold); }

.acard { background: var(--beige); border-radius: 22px; padding: 44px 48px; display: flex; flex-direction: column; gap: 24px; box-shadow: 0 30px 80px rgba(0,0,0,.3); }
.astep { display: none; flex-direction: column; gap: 24px; }
.astep.is-active { display: flex; animation: fadeIn .35s ease; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.astep__head h2 { font-size: 28px; margin-bottom: 6px; }
.astep__head p { font-size: 15px; color: var(--ink-soft); }
.group-label { font-size: 11px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-soft); margin-bottom: 8px; display: block; }
.options { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.options--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.options--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 6px; }
.opt { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 5px; min-height: 76px; padding: 16px 12px; background: var(--beige-light); border: 1.5px solid var(--beige-line); border-radius: 14px; text-align: center; transition: all .2s; }
.opt__icon { font-size: 24px; line-height: 1; }
.opt--compact .opt__icon { font-size: 20px; }
.opt:hover { border-color: var(--green); }
.opt.is-selected { background: var(--green); border-color: var(--green); color: var(--beige); }
.opt strong { font-size: 14px; font-weight: 600; }
.opt small { font-size: 12px; color: var(--muted); }
.opt.is-selected small { color: var(--cream-soft); }
.opt--compact { min-height: 44px; padding: 8px; }
.opt--compact strong { font-size: 13px; }

.slider { display: flex; flex-direction: column; gap: 10px; }
.slider__head { display: flex; justify-content: space-between; align-items: baseline; }
.slider__value { font-family: var(--font-display); font-weight: 600; font-size: 24px; color: var(--green); }
.slider input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; background: var(--beige-line); border-radius: 2px; outline: none; margin: 8px 0; }
.slider input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--green); border: 3px solid var(--beige-light); box-shadow: 0 2px 8px rgba(0,0,0,.25); cursor: pointer; }
.slider input[type=range]::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--green); border: 3px solid var(--beige-light); cursor: pointer; }
.slider__note { font-size: 12px; color: var(--muted); }

.loans { display: flex; flex-direction: column; gap: 8px; }
.loans__head { display: flex; justify-content: space-between; align-items: center; }
.loans__row { display: grid; grid-template-columns: 1fr 140px 40px; gap: 8px; }
.loans__row select, .loans__row input { min-height: 44px; border: 1.5px solid var(--beige-line); border-radius: var(--radius-sm); background: var(--beige-light); padding: 8px 12px; font-size: 14px; outline: none; }
.loans__row button { border: 1.5px solid var(--beige-line); border-radius: var(--radius-sm); background: none; color: var(--muted); font-size: 18px; }
.loans__empty { font-size: 13px; color: var(--muted); }
.btn-add { min-height: 36px; padding: 0 14px; border: 1.5px solid var(--beige-line); border-radius: var(--radius-sm); background: var(--beige-light); font-size: 13px; color: var(--green); font-weight: 600; }

.live { background: var(--green); border-radius: 16px; padding: 26px 28px; display: flex; flex-direction: column; gap: 18px; color: var(--beige); }
.live__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.live__item { display: flex; flex-direction: column; gap: 4px; }
.live__label { font-size: 10px; letter-spacing: .18em; text-transform: uppercase; color: var(--cream-muted); }
.live__val { font-family: var(--font-display); font-weight: 600; font-size: 32px; color: var(--gold); line-height: 1.1; }
.live__sub { font-size: 12px; color: var(--cream-muted); }
.live__lock { border-top: 1px solid rgba(201,169,110,.25); padding-top: 16px; display: flex; align-items: center; gap: 12px; font-size: 14px; color: var(--cream-soft); }
.live__lock svg { width: 20px; height: 20px; color: var(--gold); flex-shrink: 0; }

.anav { display: flex; justify-content: space-between; align-items: center; padding-top: 4px; gap: 12px; }
.anav .back { display: flex; align-items: center; gap: 8px; font-size: 15px; color: var(--ink-soft); background: none; border: none; padding: 0; }
.anav .back svg { width: 16px; height: 16px; }
.anav .back:hover { color: var(--green); }
.anav .btn { margin-left: auto; }
.astep__error { display: none; font-size: 14px; color: var(--bad); background: rgba(184,72,63,.08); border: 1px solid rgba(184,72,63,.25); padding: 10px 14px; border-radius: var(--radius-sm); }
.astep__error.is-visible { display: block; }

.result-head { background: var(--green); border-radius: 16px; padding: 28px; text-align: center; color: var(--beige); display: flex; flex-direction: column; gap: 6px; }
.result-head .pill { align-self: center; margin-bottom: 8px; background: rgba(201,169,110,.18); color: var(--gold); font-size: 11px; letter-spacing: .14em; text-transform: uppercase; padding: 6px 14px; border-radius: 100px; }
.result-head strong { font-family: var(--font-display); font-weight: 700; font-size: 46px; line-height: 1; color: var(--gold); }
.result-head span { font-size: 13px; color: var(--cream-muted); }
.tiles { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.tile { background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: 14px; padding: 16px; }
.tile small { display: block; font-size: 11px; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px; }
.tile strong { font-family: var(--font-display); font-weight: 600; font-size: 22px; color: var(--green); }
.chance { display: flex; flex-direction: column; gap: 12px; }
.chance__head { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; }
.chance__head strong { font-family: var(--font-display); font-weight: 600; font-size: 40px; color: var(--green); }
.chance__bar { height: 10px; background: var(--beige-line); border-radius: 5px; overflow: hidden; }
.chance__bar div { height: 100%; width: 0; background: var(--bronze); border-radius: 5px; transition: width .6s cubic-bezier(.4,0,.2,1); }
.chance__bar div.is-ok { background: var(--ok); }
.chance__bar div.is-warn { background: var(--warn); }
.chance__bar div.is-bad { background: var(--bad); }
.chance p { font-size: 14px; color: var(--ink-soft); }
.banks { display: flex; flex-direction: column; gap: 8px; }
.banks li { display: grid; grid-template-columns: 1fr auto auto; gap: 12px; align-items: center; background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: 14px; padding: 12px 14px; }
.banks li strong { font-size: 14px; font-weight: 500; color: var(--green); display: block; }
.banks li small { font-size: 11px; color: var(--muted); }
.banks__rate { font-family: var(--font-display); font-weight: 600; font-size: 18px; color: var(--green); }
.banks__pay { font-size: 12px; color: var(--muted); min-width: 100px; text-align: right; }
.next { background: var(--green); border-radius: 16px; padding: 22px 24px; color: var(--beige); display: flex; flex-direction: column; gap: 12px; }
.next li { display: flex; gap: 12px; align-items: flex-start; }
.next li i { width: 24px; height: 24px; border-radius: 50%; background: var(--gold); color: var(--green); font-style: normal; font-size: 11px; font-weight: 700; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.next li strong { display: block; font-size: 14px; font-weight: 500; }
.next li span { font-size: 12px; color: var(--cream-muted); }
.assistant__trust { display: flex; justify-content: center; flex-wrap: wrap; gap: 24px; padding-top: 24px; font-size: 12px; letter-spacing: .06em; color: var(--cream-muted); }
.assistant__trust span { display: flex; align-items: center; gap: 8px; }
.assistant__trust svg { width: 12px; height: 12px; color: var(--gold); }

/* ============================================================
   Finanční kvíz
   ============================================================ */
.kviz { max-width: 720px; }
.kviz__intro { text-align: center; display: flex; flex-direction: column; align-items: center; gap: 22px; padding: 48px 0 32px; color: var(--beige); }
.kviz__intro .pill { display: inline-flex; border: 1px solid rgba(201,169,110,.5); color: var(--gold); font-size: 11px; letter-spacing: .18em; text-transform: uppercase; padding: 8px 16px; border-radius: 100px; }
.kviz__intro h1 { font-size: clamp(34px, 5vw, 56px); line-height: 1.1; color: var(--beige); }
.kviz__intro h1 em { color: var(--gold); }
.kviz__intro p { font-size: 18px; line-height: 1.6; color: var(--cream-soft); font-weight: 300; max-width: 560px; }
.kviz__start { padding: 20px 36px; font-size: 17px; margin-top: 6px; }
.kviz__perks { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 26px; font-size: 14px; color: var(--cream-soft); margin-top: 4px; }
.kviz__perks li { display: flex; align-items: center; gap: 8px; }
.kviz__perks svg { width: 13px; height: 13px; color: var(--gold); }

.kviz__run { display: flex; flex-direction: column; gap: 14px; padding-top: 24px; }
.kviz__bar { height: 6px; border-radius: 3px; background: rgba(233,225,210,.14); overflow: hidden; }
.kviz__bar div { height: 100%; width: 0; background: var(--gold); border-radius: 3px; transition: width .4s cubic-bezier(.4,0,.2,1); }
.kviz__counter { font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--cream-muted); }
.kviz__card { gap: 22px; }
.kviz__q { font-size: clamp(22px, 3vw, 30px); line-height: 1.25; color: var(--green); }
.kviz__answers { display: flex; flex-direction: column; gap: 10px; }
.kviz__answer { display: flex; align-items: center; gap: 14px; width: 100%; text-align: left; padding: 15px 18px; background: var(--beige-light); border: 1.5px solid var(--beige-line); border-radius: 14px; font-size: 16px; color: var(--ink); transition: border-color .15s, background .15s, transform .15s; }
.kviz__answer:hover { border-color: var(--green); transform: translateX(3px); }
.kviz__answer.is-selected { background: var(--green); border-color: var(--green); color: var(--beige); }
.kviz__letter { width: 30px; height: 30px; flex-shrink: 0; border-radius: 8px; border: 1.5px solid var(--beige-line); display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; color: var(--bronze); background: #fff; }
.kviz__answer.is-selected .kviz__letter { background: var(--gold); border-color: var(--gold); color: var(--green); }
.kviz__text { line-height: 1.4; }

.kviz__profil { font-family: var(--font-display); font-weight: 600; font-size: clamp(28px, 4vw, 40px); line-height: 1.15; color: var(--gold); }
.kviz__shrnuti { font-size: 17px; line-height: 1.65; color: var(--ink); }
.kviz__kroky { margin: 0; padding: 0; list-style: none; counter-reset: krok; display: flex; flex-direction: column; gap: 12px; }
.kviz__kroky li { counter-increment: krok; position: relative; padding: 16px 18px 16px 58px; background: var(--beige-light); border: 1px solid var(--beige-line); border-radius: 14px; font-size: 15px; line-height: 1.55; color: var(--ink); }
.kviz__kroky li::before { content: counter(krok); position: absolute; left: 16px; top: 15px; width: 28px; height: 28px; border-radius: 50%; background: var(--green); color: var(--gold); font-size: 13px; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.kviz__mix { display: flex; flex-direction: column; gap: 10px; }
.kviz__mixrow { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr) 48px; gap: 12px; align-items: center; font-size: 14px; color: var(--ink-soft); }
.kviz__mixrow b { text-align: right; color: var(--green); }
.kviz__mixbar { height: 8px; border-radius: 4px; background: var(--beige-line); overflow: hidden; }
.kviz__mixbar div { height: 100%; width: 0; background: var(--bronze); border-radius: 4px; transition: width .8s cubic-bezier(.4,0,.2,1); }
.kviz__mixbar div.is-in { width: var(--w, 0); }
.kviz__cta { display: flex; gap: 12px; flex-wrap: wrap; }
.kviz__step { display: flex; flex-direction: column; gap: 14px; margin-bottom: 8px; }
.kviz__step[hidden] { display: none; }
.kviz__hint { font-size: 15px; color: var(--ink-soft); margin-top: -4px; }
.kviz__input { font-size: 20px !important; min-height: 62px !important; padding: 14px 18px !important; border-radius: 14px !important; }

/* ---------- Nástroje na homepage ---------- */
.tools { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.tool { display: flex; flex-direction: column; gap: 14px; padding: 32px 30px; border-radius: 18px; background: var(--green); color: var(--beige); transition: transform .2s, box-shadow .2s; }
.tool:hover { transform: translateY(-4px); box-shadow: 0 20px 44px rgba(45,63,54,.28); color: var(--beige); }
.tool__icon { font-size: 34px; line-height: 1; }
.tool__tag { font-size: 11px; letter-spacing: .16em; text-transform: uppercase; color: var(--gold); }
.tool h3 { font-size: 26px; color: var(--beige); }
.tool p { font-size: 15px; line-height: 1.6; color: var(--cream-soft); }
.tool__go { margin-top: auto; padding-top: 6px; display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: 15px; color: var(--gold); }
.tool__go svg { width: 16px; height: 16px; transition: transform .2s; }
.tool:hover .tool__go svg { transform: translateX(4px); }
.hero__more { font-size: 15px; color: var(--cream-soft); }
.hero__more a { color: var(--gold); text-decoration: underline; text-underline-offset: 3px; }
.cta__more { font-size: 14px; color: var(--cream-soft); text-align: center; }
.cta__more a { color: var(--gold); text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 860px) {
  .kviz__intro { padding: 28px 0 20px; }
  .kviz__mixrow { grid-template-columns: 1fr 44px; }
  .kviz__mixrow .kviz__mixbar { grid-column: 1 / -1; grid-row: 2; }
  .kviz__cta .btn { width: 100%; }
}

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 1100px) {
  :root { --gutter: 40px; }
  .nav { gap: 22px; font-size: 14px; }
  .site-header .container { gap: 20px; }
  .grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .partners { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero__seal { width: 320px; height: 320px; }
  .hero__seal-inner { width: 240px; height: 240px; }
  .hero__seal-inner strong { font-size: 84px; }
  .rates-card { width: 440px; padding: 32px; }
  .rates-card__big strong { font-size: 56px; }
  .invest-visual { width: 380px; height: 320px; }
  .footer__top { grid-template-columns: 1fr 1fr; }
  .contact .container { grid-template-columns: 1fr; gap: 48px; }
}
@media (max-width: 860px) {
  .nav, .site-header .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .site-header .container { height: 64px; }
  .hero { padding: 56px 0 48px; }
  .hero .container { flex-direction: column; align-items: flex-start; }
  .hero__seal { display: none; }
  .hero__actions .btn { width: 100%; }
  .section { padding: 64px 0; }
  .section-head { flex-direction: column; align-items: flex-start; gap: 16px; margin-bottom: 32px; }
  .section-head--center { align-items: center; }
  .grid--3, .grid--2, .steps, .team, .tools { grid-template-columns: 1fr; gap: 20px; }
  .team--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .feature .container, .feature--reverse .container { flex-direction: column; align-items: stretch; gap: 32px; }
  .feature__text .btn { align-self: stretch; }
  .rates-card, .invest-visual { width: 100%; }
  .invest-visual { height: auto; gap: 24px; }
  .trust .container { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .trust__item { font-size: 13px; }
  .cta .container { flex-direction: column; align-items: stretch; }
  .cta__actions .btn { width: 100%; }
  .footer__top { grid-template-columns: 1fr; gap: 28px; }
  .rates-table { grid-template-columns: 1fr; }
  .form__row { grid-template-columns: 1fr; }
  .contact__form { padding: 24px; }
  .assistant-header .container { height: 64px; }
  .acard { padding: 28px 20px; }
  .options--3, .options--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .live__grid, .tiles { grid-template-columns: 1fr; }
  .loans__row { grid-template-columns: 1fr 110px 40px; }
  .banks li { grid-template-columns: 1fr auto; }
  .banks__pay { grid-column: 1 / -1; text-align: left; }
  .anav { flex-wrap: wrap; }
  .anav .btn { width: 100%; margin-left: 0; }
}
@media (max-width: 520px) {
  :root { --gutter: 20px; }
  .grid--4, .partners, .team--4 { grid-template-columns: 1fr; }
  .card { padding: 24px 22px; }
  .card h3 { font-size: 21px; }
  h1.display { font-size: 40px; }
  .btn { padding: 16px 22px; }
  .notfound strong { font-size: 84px; }
}